How to Make Your Pantry Pest-Proof? 

Seeing a pest in your pantry can actually destroy your day, not to mention cut into your budget. Though pests appear to search their way into pantries all throughout the year, particular insects and rodents invade more often once the cold weather starts. That winter is already near, here are some of the tips we can give you to make your pantry pest-proof this season. 
 

Invest in storage containers 

One of the greatest ways to keep pests at bay is to store your food in airtight containers. You can opt from either glass or plastic containers. However, glass is a greater option for pests that can chew. Though plastics are a safe bet for most homes. mice and rodents can chew right through the plastic. Sure, glass is more costly compared to plastic, however, rodents cannot chew through this material regardless of how they want it.  

Seal gaps 

Rodents have the ability to fit themselves into smaller areas than you can think of. Even the tiniest gaps your pantry wall has can be an entry point for insects or mice. The greatest way to prevent them from getting into your walls and cabinets is to guarantee that everything is tightly locked. Take a look at your pantry and remember the gaps and cracks where rodents can possibly squeeze in. Make sure to seal such holes using caulk to stop any break-ins in the future.  

Regularly check food 

Expired food can draw in different types of pests to your pantry. So, if you have any outdated foods and overripe fruits in the store, you must remove them right away. Fruit flies usually congregate all overripe fruits like bananas. Moreover, it doesn’t take long before they can swarm. After throwing the fruit away, guarantee that it won’t stay in the trash for a long time. The trash is one of the entryways for pests and insects to get into your pantry or kitchen.  

Clear floor space 

Storing food in the kitchen or pantry floor must be avoided. In the pantry, make sure that the first shelf must at least be 18 inches high. Once you have food items on your floor, relocate them to an empty shelf now. When you don’t have any vacant space on your shelf, think about buying an airtight container where you can store the food inside.  This rule can also be applied to pet food.  

Clean everything 

Cleaning up any spilled food is the first step to prevent pests from infesting your pantry. Pests are drawn to leftovers and spilled food. Begin by vacuuming crumbs and some debris and cleaning the shelves. Guarantee that you get every nook and cranny in your pantry. Then, clean your shelves with a mixture of vinegar or soapy water. Before you restock the food items, make sure that your pantry is dry.   

If you want to make sure that your pantry is pest-proof, have your kitchen inspected by our expert Germantown pest control technicians today! 

How to Qualify For a Second Mortgage 

If you’re scouring up all the options as far as all the loans that are available to you, you may find second mortgages Toronto quite a good option. As its name suggests, a second mortgage is an additional loan given on top of your first one. In essence, you’ll be paying for two mortgages instead of just one after you got approved.  

 

Second mortgages are quite popular and that’s because it is fairly easy to qualify for it. If you want to know if this loan is for you, simply check out the list below. These are the usual requirements to qualify for the loan and you rate fairly in each one of them, then you can go ahead and take advantage of it.  

1. Equity

You should own a property and it should have good equity. This means that you may have paid a substantial amount on your first loan as that’s what you’re actually trying to obtain the second loan out from. The more equity your property has, the higher are the chances that you’ll qualify for the second mortgage.  

2. Substantial income 

Any another lender favors a borrower with a substantial income source. You just have to show that you will be able to make all the necessary payments in time. You should have a dependable source of income to get approved. 

3. Good Credit Score 

Your credit score will also play an important role when it comes to qualifying for a second mortgage. However, there are many lenders that are still willing to approve your loan even if you have bad credit. The only difference is that those with good credit standing will enjoy a much lower interest rate than those who don’t. 

4. Property 

Your property should be made available to the lender because it acts as the collateral for the loan. The lenders should be able to secure the investment in the event that you can’t keep up with the monthly mortgage payments.  

These are the common qualifications required so you can get a second mortgage and eventually, a full access to funds that you can use in any way you wish. Just an added note, even retired individuals may still qualify for a second mortgage through what is called the reverse mortgage. To know more about it, it’s best that you set up a consultation with an expert.  

How to Get a Second Mortgage 

Now that you know that you’re fully qualified to take a second mortgage on your property, it’s time to find a lending company that can award you the loan. This shouldn’t be too hard because there are a lot of mortgage brokers in Ontario that can assist you. Seek out their help and take advantage of their services so you can get the money deposited to your account as soon as the loan is approved.  

However, you have to do some careful planning before you apply for the loan. A second mortgage can definitely give you a substantial amount of money on your property but it also means that you’re be paying for processing fees, interest rates, and monthly payments. Plus it puts your home on the line. You should seriously consider how a second mortgage can help you improve your current financial situation and not make it worse.